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Home < Restoration Services < Mold Insurance Claims

Mold Insurance Claims

The process of making an insurance claim can be difficult to navigate.  Count on the experts at Modernistic to help guide you through the process whether you do or don’t have coverage.

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Is Mold Removal Covered By Insurance?

If you’ve experienced a catastrophe and now you’ve noticed mold growing in your home, it’s a good idea to call your insurance company to look into filing a mold insurance claim.  While not all Mold Damage is covered by insurance, many policies cover mold losses from “covered perils” such as:

  • Ice Dam Leaks
  • Pipe Bursts
  • Washer Hose Leaks
  • And other perils

Every insurance policy is different.  If you have any doubts about your mold problem, check with your insurance company anyway. It never hurts to ask! Not sure if you need professional assistance  with mold removal in your home or business?  Modernistic can help!

Filing a Michigan Mold Insurance Claim

Filing a mold damage insurance claim can be tricky, especially if you’ve never experienced a mold problem before. At Modernistic, our goal is to make your recovery from mold damage Simple & Quick, and that extends to helping you navigate through the unfamiliar world of insurance. Our dedicated Claims Coordinators and Project Managers will help make sure you cross the “t”s and dot the “i”s, helping you get back to normal quickly. In order to help with the filing of your mold insurance claim, Modernistic will complete the following:

  • Gather appropriate documentation and photographs
  • Perform Air Quality Testing before & after work is complete
  • Record key restoration metrics and progress notes
  • Provide a detailed scope of work and estimate for services
  • Provide updates regarding your claim status and timeline

Estimating Mold Damage

In order to make sure you get the correct reimbursement from your insurance company, we use the same property damage estimating software that most insurance carriers use throughout Michigan: Xactimate. Accurate estimating means fewer hang-ups in the claims process, which we want to be as Simple & Quick as possible. This software ensures consistency, accuracy, and speed for your mold damage insurance claim. It’s our goal to avoid any unnecessary property loss and delayed insurance settlements with careful planning and detailed documentation. Our customers benefit from daily updates, direct consultation, and approximated completion dates. Recover from mold damage as quickly as possible; contact the professionals at Modernistic to assist you every step of the way.

Frequently Asked Questions

Mold Remediation

Some mold and mildew concerns can be handled with a DIY approach, while other situations can pose serious health concerns for you and your family. Check out guidance on when to call a professional about Mold before you start.

Most potential buyers view an existing mold or mildew issue as a major turn-off from buying a home. Contact Modernistic to get an idea of the steps that need to be taken to remediate the issue as well as the associated costs.

Depending on the type and amount of mold present, as well as the areas affected, you may be able to stay in your home during the mold remediation. Our Project Manager will be able to help determine this with you.

We're Honored to Serve!

“Hey Sam! I wanted to say that you tech, Austin, is amazing. Very kind and answered all my questions about the mold issue at our property. He sure knows his stuff. Thank you for sending him our way - our tenant was impressed as well!”
Amanda C., Grand Haven, MI
“The team you sent has been working and working. They never go out to lunch. I've never seen anyone work so much. They've been working like fools. Modernistic sure has some good people. I am flabbergasted! Thank you for saving the day!”
Concetta A., Royal Oak, MI
“Dan, your team did a phenomenal job. Thanks for doing the work properly and efficiently so we could stay open. I hope I never have to deal with this issue again, but I'd recommend you and the team to anyone that does.”
Colleen B., Rochester Hills, MI
“I have nothing but great things to say about Sam and the whole Modteam. I am so thankful for the work you've done, starting with my experience with Sam, my Project Manager. A true professional who helped me get through what's been a very difficult experience at my home. ”
Jo J., Fennville, MI
View All Testimonials

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Standing By, Ready to Serve

When it comes to property emergencies, our mission is always Simply Restored, Quickly Recovered.  Our expert team will respond fast when you need us most, 24/7/365.

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Demand the Best.

Property damage emergencies can be overwhelming, especially without the right help!  See why Michiganders have chosen Modernistic for Restoration services since 1973!  

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