Is Mold Removal Covered By Insurance?
If you’ve experienced a catastrophe and now you’ve noticed mold growing in your home, it’s a good idea to call your insurance company to look into filing a mold insurance claim. While not all Mold Damage is covered by insurance, many policies cover mold losses from “covered perils” such as:
- Ice Dam Leaks
- Pipe Bursts
- Washer Hose Leaks
- And other perils
Every insurance policy is different. If you have any doubts about your mold problem, check with your insurance company anyway. It never hurts to ask! Not sure if you need professional assistance with mold removal in your home or business? Modernistic can help!
Filing a Michigan Mold Insurance Claim
Filing a mold damage insurance claim can be tricky, especially if you’ve never experienced a mold problem before. At Modernistic, our goal is to make your recovery from mold damage Simple & Quick, and that extends to helping you navigate through the unfamiliar world of insurance. Our dedicated Claims Coordinators and Project Managers will help make sure you cross the “t”s and dot the “i”s, helping you get back to normal quickly. In order to help with the filing of your mold insurance claim, Modernistic will complete the following:
- Gather appropriate documentation and photographs
- Perform Air Quality Testing before & after work is complete
- Record key restoration metrics and progress notes
- Provide a detailed scope of work and estimate for services
- Provide updates regarding your claim status and timeline
Estimating Mold Damage
In order to make sure you get the correct reimbursement from your insurance company, we use the same property damage estimating software that most insurance carriers use throughout Michigan: Xactimate. Accurate estimating means fewer hang-ups in the claims process, which we want to be as Simple & Quick as possible. This software ensures consistency, accuracy, and speed for your mold damage insurance claim. It’s our goal to avoid any unnecessary property loss and delayed insurance settlements with careful planning and detailed documentation. Our customers benefit from daily updates, direct consultation, and approximated completion dates. Recover from mold damage as quickly as possible; contact the professionals at Modernistic to assist you every step of the way.