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Home < Restoration Services < Fire Damage Insurance Claims

Fire Damage Insurance Claims

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Experiencing fire damage isn’t something that anyone expects to go through. Fires are traumatic and stressful events, which is why Modernistic wants to make it as easy as possible to get your life back to normal. We put our experience handling fire damage claims and partnerships with every major Insurance carrier in Michigan to work for you, making your restoration experience Simple & Quick. With Modernistic, you’ll be assigned a dedicated Claims Coordinator to help you through the claims process. They help customers get what they need to avoid delays and red tape in the claims process.

Since 1973, we’ve shepherded customers through countless fire damage insurance claims. Having been thoroughly vetted by the top insurance carriers in Michigan, we make sure our customers stay up to date on the recovery process and communicate directly with the insurance carrier to make sure everything goes smoothly.

Filing a Michigan Fire Insurance Claim

If you’re unfamiliar with the insurance world, filing a fire insurance claim can be intimidating and confusing. Our dedicated Claims Coordinators and Project Managers will help with unfamiliar paperwork and documentation requirements. This is what they do every day! They help cross the “t”s and dot the “i”s, helping you get back to normal quickly.

In order to help with the filing of your fire insurance claim, Modernistic will complete the following:

  • Gather appropriate documentation and photographs
  • Record key restoration metrics and progress notes
  • When it comes to your personal property, we can provide a detailed inventory and assessment of all items, including what could and could not be salvaged.
  • Provide updates regarding your claim status and timeline
  • We work with you and your insurance to help make sure nothing gets missed and your claim is processed smoothly.

Estimating Fire Damage Insurance Claims

In order to make sure you get the correct reimbursement from your insurance company, we use the same property damage estimating software that most insurance carriers use throughout Michigan: Xactimate. Accurate estimating means fewer hang-ups in the claims process, which we want to be as Simple & Quick as possible. This software ensures consistency, accuracy, and speed for your fire damage insurance claims. It’s our goal to avoid any unnecessary property loss and delayed insurance settlements with careful planning and detailed documentation. Our customers benefit from daily updates, direct consultation, and approximated completion dates. Recover from your fire emergency as quickly as possible; contact the professionals at Modernistic to assist you every step of the way.

Frequently Asked Questions

When it comes to fire damage insurance claims, the source of the damage is important. Every policy is different on what is covered and what is not and what exclusions are made. When in doubt, contact your agent.

In most cases, however every policy is unique. We always advise you check with your provider.

It is best to file the claim as quickly as possible – the sooner the better. You can always add more detail and documentation after the fact, which Modernistic will help with, but putting your carrier on notice in a timely fashion is critical.

We're Honored to Serve!

“Nick was awesome! Very helpful, patient with questions, very detailed and went above and beyond. We will definitely have modernistic come again!!”
Sheila K., Wellston, MI
“I have had Modernistic out to my house twice and each time Modernistic has gone above and beyond with excellent work onsite and excellent customer service. I cannot say enough great things about Modernistic and you should be recognized for that. In today's environment, finding a company that is reliable, courteous and does outstanding work is extremely rare so I truly value what you represent. ”
David H., Flushing, MI
“Joe was very intentional on securing our physical property, removing the padding, removing the wet exposed insulation and keeping us (me) informed with every step of the process. The other team member with him I had little verbal interaction with, but I could hear them communicating well with each other and discussing ways to move the furniture and other items to complete the necessary task to help mitigate the water damage to our home & property. I greatly respect their professionalism. ”
Joy H., Grand Blanc, MI
“Tyler and Tyler were both very polite and professional. We have several animals and they were very nice and patient as I moved the animals from room to room. They were very respectful of our property. I really liked that Tyler B. took the time to explain the process, answer my questions, and offer suggestions. They also settled our debate on the lyrics to the jingle. Thank you both very much!”
Vanessa D., Dimondale, MI
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