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Experiencing fire damage isn’t something that anyone expects to go through. Fires are traumatic and stressful events, which is why Modernistic wants to make it as easy as possible to get your life back to normal. We put our experience handling fire damage claims and partnerships with every major Insurance carrier in Michigan to work for you, making your restoration experience Simple & Quick. With Modernistic, you’ll be assigned a dedicated Claims Coordinator to help you through the claims process. They help customers get what they need to avoid delays and red tape in the claims process.
Since 1973, we’ve shepherded customers through countless fire damage insurance claims. Having been thoroughly vetted by the top insurance carriers in Michigan, we make sure our customers stay up to date on the recovery process and communicate directly with the insurance carrier to make sure everything goes smoothly.
If you’re unfamiliar with the insurance world, filing a fire insurance claim can be intimidating and confusing. Our dedicated Claims Coordinators and Project Managers will help with unfamiliar paperwork and documentation requirements. This is what they do every day! They help cross the “t”s and dot the “i”s, helping you get back to normal quickly.
In order to help with the filing of your fire insurance claim, Modernistic will complete the following:
In order to make sure you get the correct reimbursement from your insurance company, we use the same property damage estimating software that most insurance carriers use throughout Michigan: Xactimate. Accurate estimating means fewer hang-ups in the claims process, which we want to be as Simple & Quick as possible. This software ensures consistency, accuracy, and speed for your fire damage insurance claims. It’s our goal to avoid any unnecessary property loss and delayed insurance settlements with careful planning and detailed documentation. Our customers benefit from daily updates, direct consultation, and approximated completion dates. Recover from your fire emergency as quickly as possible; contact the professionals at Modernistic to assist you every step of the way.
When it comes to fire damage insurance claims, the source of the damage is important. Every policy is different on what is covered and what is not and what exclusions are made. When in doubt, contact your agent.
In most cases, however every policy is unique. We always advise you check with your provider.
It is best to file the claim as quickly as possible – the sooner the better. You can always add more detail and documentation after the fact, which Modernistic will help with, but putting your carrier on notice in a timely fashion is critical.