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If you’ve had water damage or a flood emergency at your home or business, Modernistic can help you navigate the uncharted waters of making an insurance claim.
Modernistic understands that unexpected flooding to your home or business can be stressful and expensive. It is important to know the details of your flood insurance policy and when and how to file flood and water damage insurance claims. Luckily, Modernistic has working relationships with every major insurance carrier in Michigan. These relationships and knowledge of the claims process will be put to work for you. We will help you navigate the unknown territory of making a claim and will work with your adjuster to ensure a speedy restoration process.
In tough situations like property damage emergencies, communication is key. We make sure our customers stay informed during every step of the water damage restoration and flood cleanup process. Our technicians are trained to carefully document the entire project to make the processing of the claim Simple & Quick.
The experts at Modernistic know that filing a flood insurance claim can be intimidating and confusing. Allow our professionals to assist you with every step of filing your flood insurance claim, helping with unfamiliar paperwork and documentation requirements. We make certain that your water restoration claim is accurate and complete, allowing you to recover from a flood emergency quickly and with peace of mind.
We work with you and your insurance company to thoroughly document the damage to your property and the resulting expense needed to mitigate the issue.
When filing a flood insurance claim, accurate billing is very important to make sure you receive the correct reimbursement from your insurance company. Modernistic uses the Xactimate billing system, the water restoration industry’s most accurate professional property damage estimating software. This software ensures consistency, fairness, accuracy, and speed for your flood damage insurance claims in stressful situations, from small water damage cases to large water restoration property damage catastrophes.
Our experts minimize the amount of water damage to your property after an emergency flood by providing service as quickly as possible anywhere in our service areas and efficient water removal. We strive to avoid any unnecessary or additional property damage and delayed insurance settlements with careful planning and detailed documentation. Our customers benefit from daily updates, direct consultation, and approximated completion dates. Recover from your flood emergency as quickly as possible; hire the professionals at Modernistic to assist you every step of the way.
Every policy is different. Even policies that have flood insurance and special water damage coverages have exclusions. When in doubt, contact your agent. They will ask you some questions about the situation and will determine if and what kind of coverage you have.
All policies are different. Some do not cover personal property lost due to the flood emergency. Others have full replacement costs and others allow for only partial cash value reimbursements based on the item’s age and depreciation. Discuss the items you’re concerned about with your Modernistic Project Manager and he or she will be happy to advise based on experience.
It is best to file the claim as quickly as possible – the sooner the better. You can always add more detail and documentation after the fact, which Modernistic will help with, but putting your carrier on notice in a timely fashion is critical.
