Modernistic understands that unexpected flooding to your residential or commercial property can be stressful and expensive. It is important to know the details of your flood insurance policy and when and how to file flood and water damage insurance claims. Luckily, Modernistic has working relationships with insurance companies in your area so we can ensure that your flood damage claim is not overlooked. We make sure our customers stay informed during every step of an emergency flood cleanup and technicians are trained to carefully document actions so insurance claims are processed correctly and as quickly as possible. We’ve also created a comprehensive list of the Michigan insurance companies we work with to help you file your Michigan flood insurance claims.
Filing a Michigan Flood Insurance Claim
The experts at Modernistic know that filing a flood insurance claim can be intimidating and confusing. Allow our professionals to assist you with every step of filing your flood insurance claim, helping with unfamiliar paperwork and documentation requirements. We make certain that your water restoration claim is accurate and complete, allowing you to recover from a flood emergency as soon as possible.
In order to help with the filing of your flood insurance claim, Modernistic will complete the following:
- Provide appropriate documentation and photographs of water damage
- Record moisture and humidity readings required to process your water restoration claim
- Communicate all repairs and losses to insurance companies
- Provide updates regarding your claim status and timeline
We work with you to thoroughly document losses, determine and record all necessary repairs so you receive the insurance reimbursement for the flood damage claim of your property.
Estimating Water Damage Insurance Claims
When filing a flood insurance claim, accurate billing is very important to make sure you receive the correct reimbursement from your insurance company. Modernistic uses the Xactimate billing system, the water restoration industry’s most accurate professional property damage estimating software. This software ensures consistency, accuracy, and speed for your flood damage insurance claims in pressure situations, from small water damage cases to large water restoration property damage catastrophes.
Our experts minimize the amount of water damage to your property after an emergency flood by providing service as quickly as possible anywhere in our service areas and efficient water removal. We strive to avoid any unnecessary property loss and delayed insurance settlements with careful planning and detailed documentation. Our customers benefit from daily updates, direct consultation, and approximated completion dates. Recover from your flood emergency as quickly as possible; hire the professionals at Modernistic to assist you every step of the way.
Flood Insurance Carriers in Michigan:
- AAA Michigan 800.222.6424
- Acadia Insurance Company 800-444-0049 ext 2600
- Ace 800-234-7354
- Alfac Insurance Group 800-964-2532
- Allstate 800-54-storm (800-547-8676)
- American National Property & Casualty Company & Affiliates 800-333-2860
- American Reliable Insurance Company 800-245-1505
- American Security Insurance Company 800-326-2845
- American Skyline Insurance Company 888-298-5224
- American States Insurance Company 888-557-5010
- American Strategic Insurance 866-ASI-LOSS (274-5677)
- American Superior Insurance 954-577-2202
- Amica 800-242-6422
- Arch Insurance 800-817-3252
- Argus Fire & Casualty 866-291-4609
- Armed Forces Insurance Exchange 800-828-7736
- Atlantic Mutual Insurance Company 800-945-7461
- Atlantic Preferred Insurance Company 800-673-4952
- Auto Club Family Insurance Company (ACFIC) 800-222-7623 ext. 5000
- Auto Owners Insurance Michigan 888-252-4626
- Auto Owners Insurance Group ( Palm City ) 800-783-1269
- Auto Owners Insurance Group ( Ft. Meyers ) 800-437-2256
- Avemco Insurance Company 800-874-9124
- AXA Re Property and Casualty 800-216-3711
- Bankers Insurance Company 800-765-9700
- Bankers Security Insurance Company 800-765-9700
- Bituminous 800-475-4477
- Bristol West Insurance Group 800-BRISTOL (800-274-7865)
- Capital Preferred 800-734-4749 or 888-388-2742
- Catawba Insurance 800-711-9386
- Catlin US 800-216-0652
- Century Surety Insurance Company 800-850-0432
- CHUBB Insurance Group 800-252-4670 (800-CLAIMS-0)
- Church Mutual Insurance 800-554-2642
- Citizens Property Insurance Corp. 866-411-2742 (866-411-CPIC)
- Cincinnati Insurance Company (call your local agent first and then 877-242-2544)
- Clarendon National Insurance Company 800-216-3711
- Clarendon Select Insurance Company 800-509-1592
- CNA (First Notice Systems) 877-CNA-ASAP (877-262-2727)
- Coast National General Agency 800-BRISTOL (800-274-7865)
- Colony Insurance Company 800-577-6614 ext. 1715
- Companion Property & Casualty 800-649-2948
- Continental Western Insurance Company 800-444-0049, ext. 2600
- Cotton States Mutual Group 800-282-6536
- CUNA Mutual 800-637-2676
- Cypress 888-352-9773
- Dairyland Insurance Company (see Sentry Insurance)
- Drive Insurance from Progressive 800-925-2886
- EMC Insurance Companies 800-910-4988
- Encompass Insurance Company 800-588-7400
- Erie Insurance Group 800-367-3743
- Farmers 800-435-7764
- FCCI (first report of injury) 800-226-3224
- Federal Mutual 888-333-4949
- Federated National Insurance Company 800-420-7075
- FEMA 800-427-4661
- Fidelity & Casualty Insurance Company 800-725-9472
- Fidelity National Insurance Company 800-220-1351
- Fidelity National Property and Casualty Insurance Company 800-725-9472
- Firemans Fund 888-347-3428 (888-FIREHAT)
- First Floridian 800-252-4633 (800-CLAIM33) (personal); 800-238-6225 (business)
- First Premium Insurance Group (Lloyd’s Mobile Home) 800-432-3072
- First Protective Insurance Company 877-744-5224
- First Trenton 800-468-7341
- Florida Department of Insurance 800-342-2762
- Florida Family Insurance Company 888-486-4663 or 888-850-4663
- Florida Farm Bureau Insurance Companies 800-330-3327
- Florida Select 888-700-0101
- Florida Preferred Property Insurance Company 800-673-4952
- FM Global 877-639-5677 (877-NEWLOSS)
- Foremost Insurance Company 800-527-3907
- Forest Insurance Facilities, Inc 888-892-4381
- GE Employers Re 866-413-8978
- GEICO 800-841-3000
- General Star Indemnity Company 800-624-5237
- General Star National Insurance Company 800-624-5237
- Georgia Casualty & Surety 800-279-8279 (claim reporting); 866-458-7506 (claim dept.)
- Georgia Farm Bureau 866-842-3276
- Germania Insurance 877-437-6264
- GMAC Insurance (Auto Claims) 800-468-3466
- Granada Insurance Company 800-392-9966
- Great American 800-221-7274
- Guardian Life Insurance Company of America 866-367-4077; (610-807-7954)
- Guide One 888-748-4326
- The Hanover Insurance Company 800-628-0250; or 508-855-2288
- Harbor Insurance Company 800-216-3711
- Hanover American Insurance Company 800-628-0250; or 508-855-2288
- The Hartford 800-243-5860
- Hartford Insurance Company of the Midwest 800-637-5410 or 800-243-5860
- Hartford Steam 800-HSB-LOSS
- Holyoke Mutual 800-225-2533
- Hull & Company 800-241-4855
- Hurricane Insurance Information Center 800-942-4242
- ICAT 866-789-4228
- IDS Life Insurance Company (Ameriprise Financial) 800-862-7919
- IDS Life Insurance Company of New York (Ameriprise Financial) 800-541-2251
- Imperial Fire & Casualty Insurance Company 800-960-5677
- Industrial Risk Insurers 860-520-7347 (Business claims)
- Infinity Insurance Companies 800-334-1661
- Interstate Fire & Casualty 800-456-8458, ext. 770
- Kemper Auto and Home 888-252-2799
- Liberty Mutual 800-2CLAIMS (800-225-2467)
- Liberty Mutual Fire Insurance Company 800-637-0757 (in state); 800-633-1833 (24 hour)
- Lloyd’s America Helpline 866-264-2533; (Email) [email protected]
- Louisiana Citizens Property Insurance Corporation 800-931-9548
- Louisiana Department of Insurance 800-259-5300 (toll-free inside Louisiana only); 225-342-5423
- Louisiana Farm Bureau 866-275-7322
- Main Street America Group 877-282-3844
- Massachusetts Bay Insurance Company 800-628-0250; or 508-855-2288
- Meemic 800-231-5770
- Mercury Insurance Group 800-987-6000
- MetLife Auto & Home 800-854-6011,
- Middlesex Insurance Company (see Sentry Insurance)
- Mississippi Farm Bureau 866-275-7322
- Mississippi Residential Property Insurance Association 800-931-9548
- Mississippi Windstorm Underwriting Association 800-931-9548
- National Automotive Insurance 800-577-9471
- National Casualty Company 800-423-7675
- National Flood Insurance Program (NFIP) 800-621-3362
- National Insurance Company 800-239-2121
- National Security Underwriters 800-256-8277 ( Alexandria ); 800-738-8555 ( South Bunkie )
- Nationwide 800-421-3535
- North Pointe Insurance Company 877-878-1991
- Ohio Casualty and West American Insurance Company 888-701-8727
- Old Dominion Insurance Company 877-425-2467 or 800-606-7992
- Omaha Property & Casualty 800-638-2592″ (Flood only)
- Omega Insurance Company 800-216-3711
- One Beacon 877-248-4968
- Patriot General Insurance Company (see Sentry Insurance)
- Pharmacists Mutual Insurance Company 800-247-5930
- Poe Financial Group 800-673-4952
- Progressive 800-PROGRESSIVE (776-4737); or 719-432-0264
- Qual Sure Insurance Corp. 877-563-0150
- Regency (Tower Hill) 800-216-3711
- Republic Fire & Casualty (Homeowners, Dwelling Fire, Auto & Commercial) 800-451-0286
- Republic Group 800-451-0286
- Republic Underwriters (Commercial) 800-451-0286
- RLI Insurance Company 800-84-ROYAL (800-444-0406)
- Royal & Sun Alliance 800-847-6925
- Safeco 800-332-3226; or 425-376-9000
- Safeway Insurance Company 800-252-3251
- Scottsdale Insurance Company 800-423-7675
- Security National Insurance Company 800-BRISTOL (800-274-7865)
- Selective 866-455-9969
- Sentry Casualty Company (see Sentry Insurance)
- Sentry Insurance a Mutual Company (claims) 800-638-8763
- Sentry Life Insurance Company (see Sentry Insurance)
- Sentry Select Insurance Company (see Sentry Insurance)
- Service Insurance Company 800-780-8423
- Shelter Insurance Group 800-SHELTER (800-743-5837)
- Sompo Japan 800-444-6870
- Southern Family Insurance Company 800-673-4952
- Southern Fidelity 866-874-7342
- Southern Insurance Company (Commercial) 800-451-0286
- Southern Underwriters (Commercial) 800-451-0286
- Southwest Business Corp. (Lloyd’s Excess Flood) 800-527-0066 ext. 7389
- St. Johns Insurance Company 800-748-2030
- St. Paul Insurance Companies 800-CLAIM 33 (800-252-4633)
- St. Paul Travelers 800-CLAIM33 (800-252-4633)
- State Farm Insurance 800-SF-CLAIM (800-732-5246)
- Sunshine State Insurance Company 877-329-8795
- TAPCO 888-437-0373
- Texas Farm Bureau 800-266-5458
- Texas Select Lloyds Insurance Company 866-887-7276
- The Timbermen Fund ( Louisiana Safety Association of Timbermen-SIF) 877-628-6730
- Tower Hill Insurance Companies 800-216-3711 or 800-509-1592
- Travelers 800-252-4633 (800-CLAIM 33)
- Travelers Boat & Yacht 800-772-4482
- Travelers WC (first report of injury) 800-238-6225
- Unemployment Insurance 866-4-USA-DOL (866-432-0264)
- Union Insurance Company 800-444-0049, ext. 2600
- United Fire Insurance Company 800-343-9131
- United Property and Casualty Company 800-861-4370
- Universal Insurance Company 888-846-7647
- USAA 800-531-8222
- USF&G 800-787-2851; 800-631-6478 (homeowners claims); 407-660-9000 (customer service)
- USLI 800-523-5545
- Utica National (Southeast: AL, FL, GA, KY, MS, SC, TN) 800-477-1914
- Valley Forge Life Insurance (Subsidiary of CNA) 800-437-8854
- Vanguard Fire & Casualty Company 888-343-5585
- XL Insurance 800-688-1840
- Zenith (first report of injury) 800-440-5020
- Zurich Insurance Company 800-987-3373