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Mold Insurance Claims

Mold Insurance Claims

If you’ve experienced a catastrophe and now you’ve noticed mold growing in your home, it’s a good idea to call your insurance company to look into filing mold insurance claims. While not all mold damage losses are covered, many policies cover mold losses from “covered perils” such as:

  • Ice Dam Leaks
  • Pipe Bursts
  • Washer Hose Leaks
  • And other perils

If you have any doubts about your mold problem, check with your insurance company anyway. It never hurts to ask!

Filing a Michigan Mold Insurance Claim

Filing a mold damage insurance claim can be tricky, especially if you’ve never experienced a mold loss before. At Modernistic, our goal is to make your recovery from mold damage Simple & Quick, and that extends to helping you navigate through the unfamiliar world of insurance. Our dedicated Claims Coordinators will help make sure you cross the “t”s and dot the “i”s, helping you get back to normal quickly. In order to help with the filing of your mold insurance claim, Modernistic will complete the following:

  • Gather appropriate documentation and photographs
  • Record key restoration metrics and progress notes
  • Communicate all repair needs and losses to insurance companies
  • Provide updates regarding your claim status and timeline

Estimating Mold Damage

In order to make sure you get the correct reimbursement from your insurance company, we use the same property damage estimating software that most insurance offices use throughout Michigan: Xactimate. Accurate estimating means fewer hang-ups in the claims process, which we want to be as Simple & Quick as possible. This software ensures consistency, accuracy, and speed for your mold damage insurance claim. It’s our goal to avoid any unnecessary property loss and delayed insurance settlements with careful planning and detailed documentation. Our customers benefit from daily updates, direct consultation, and approximated completion dates. Recover from mold damage as quickly as possible; hire the professionals at Modernistic to assist you every step of the way.

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